The information provided in the question and answer format as Frequently Asked Questions (FAQ's) are provided for informational purposes only. They describe generally how the systems work. They are not intended to be legal advise in any specific case, since every case presents a constellation of facts which might make other factors pertainent in one's own situation. If you have any questions about your situation, you should arrange to meet with an attorney or other competent professional to review the issues in your case.